Consumer Law Author
Ava Gutierrez
Ava Gutierrez is a highly experienced attorney with a focus on consumer protection and class actions. She has represented clients in numerous high-profile cases and has a proven track record of success.
Assigned posts
Articles by Ava Gutierrez
Can You Trade In a Car With Damage or Should You Fix It?Do Home Warranties Cover Flooring? What's ExcludedDo Bills Affect Your Credit Score? It DependsWill a Credit Card Help or Hurt Your Credit Score?How Much Escrow Cushion Is Allowed Under RESPA?Can You Reverse a Credit Card Payment: Refunds & DisputesDoes Car Insurance Cover Interior Damage? Exclusions ApplyHow Long Before a Bill Is Sent to Collections: TimelinesDoes Being Denied a Loan Hurt Your Credit Score?When Paying Off Debts: What You Should PrioritizeHow to Block a Company From Charging Your Card or Bank AccountCan I End a Car Lease Early? Options and CostsHow to Dispute Student Loans in Collections: Step-by-StepWhen Can You Do a Chargeback? Eligibility and DeadlinesWhat Happens When You Don't Pay Your Phone Bill?How Do Insurance Premium Payouts Work?Can Restaurants Reprint Receipts? What to KnowDo Credit Card Disputes Work? Your Rights ExplainedWhat Happens If You Ignore Collections: Lawsuits and GarnishmentHow Long Can You Keep a Money Order Before Fees ApplyWhat Is Debit Card Authorization and How Does It Work?Is APR Fixed or Variable? Rates, Caps, and RightsHow Long Do Credit Card Disputes Take to Resolve?Can You Get Car Insurance If You Owe Another Company?How Is a Car Lease Calculated? Payments ExplainedHow Is Credit Rated: FICO Factors and Score RangesDo Cell Phone Bills Report to Credit Bureaus?Does Homeowners Insurance Cover Home Improvements?How to Get Out of an Auto Loan Without Ruining CreditHow Long Can a Bank Account Be Frozen? What to Do